The Bank of Charlotte County
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
101 Berkley Street, Phenix, VA 23959
Financial Overview
Total Assets $224.2M
Total Deposits $199.6M
Profitability (ROA) 1.42%
Shareholder Return (ROE) 13.55%
Capital Cushion (Eq/Assets) 10.68%
Established 11/12/1912
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$33.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofcharlotte.com
FDIC Certificate #: 14491
Specialization: All Other Under 1 Billion