Hinsdale Bank & Trust Company, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

25 E 1st St, Hinsdale, IL 60521

Financial Overview

Total Assets $6.50B
Total Deposits $5.30B
Profitability (ROA) 1.44%
Shareholder Return (ROE) 13.68%
Capital Cushion (Eq/Assets) 10.17%
Established 10/28/1993

Financial Health Analysis

Hinsdale Bank & Trust Company, National Association is a currently active commercial lending specialization banking institution headquartered in Hinsdale, Illinois. Established in 10/28/1993, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Hinsdale Bank & Trust Company, National Association manages $6.50B in total assets and holds $5.30B in customer deposits. When evaluating the stability of Hinsdale Bank & Trust Company, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.17%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.44%, while its Return on Equity (ROE) sits at 13.68%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$311.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.hinsdalebank.com

FDIC Certificate #: 33849

Specialization: Commercial Lending Specialization

Location

25 E 1st St

Hinsdale, Illinois 60521

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