Midland States Bank
Chartered Bank Active FDIC Insured
Health Score
9.7 / 10
1201 Network Centre Dr, Effingham, IL 62401
Financial Overview
Total Assets $6.54B
Total Deposits $5.45B
Profitability (ROA) 1.18%
Shareholder Return (ROE) 12.69%
Capital Cushion (Eq/Assets) 9.26%
Established 01/01/1881
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$90.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.midlandsb.com
FDIC Certificate #: 1040
Specialization: Commercial Lending Specialization