Home Bank of California
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
4493 Ruffin Rd, San Diego, CA 92123
Financial Overview
Total Assets $254.9M
Total Deposits $193.2M
Profitability (ROA) 1.96%
Shareholder Return (ROE) 16.09%
Capital Cushion (Eq/Assets) 11.71%
Established 10/31/1981
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$193.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.hbc.bank
FDIC Certificate #: 26271
Specialization: Commercial Lending Specialization