Capital Bank and Trust Company
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
6455 Irvine Center Dr, Irvine, CA 92618
Financial Overview
Total Assets $226.4M
Total Deposits $500,000
Profitability (ROA) 81.43%
Shareholder Return (ROE) 123.23%
Capital Cushion (Eq/Assets) 70.24%
Established 07/01/2000
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$250,000 avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.americanfunds.com
FDIC Certificate #: 35164
Specialization: Mortgage Lending Specialization