Monterey County Bank
Chartered Bank Active FDIC Insured
Health Score
4.3 / 10
601 Munras Ave, Monterey, CA 93940
Financial Overview
Total Assets $297.8M
Total Deposits $219.2M
Profitability (ROA) 0.05%
Shareholder Return (ROE) 0.42%
Capital Cushion (Eq/Assets) 11.17%
Established 05/05/1977
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$54.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://montereycountybank.com
FDIC Certificate #: 22460
Specialization: Commercial Lending Specialization