KS Bank, Inc.
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
1031 N Brightleaf Blvd, Smithfield, NC 27577
Financial Overview
Total Assets $873.1M
Total Deposits $800.0M
Profitability (ROA) 1.28%
Shareholder Return (ROE) 16.28%
Capital Cushion (Eq/Assets) 7.69%
Established 01/01/1924
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$66.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.KSBankinc.com
FDIC Certificate #: 29771
Specialization: Commercial Lending Specialization