Uwharrie Bank
Chartered Bank Active FDIC Insured
Health Score
9.3 / 10
167 N 2nd St, Albemarle, NC 28001
Financial Overview
Total Assets $1.25B
Total Deposits $1.13B
Profitability (ROA) 1.14%
Shareholder Return (ROE) 13.78%
Capital Cushion (Eq/Assets) 8.14%
Established 01/26/1984
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$113.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.uwharrie.com
FDIC Certificate #: 24919
Specialization: Commercial Lending Specialization