Libertyville Bank & Trust Company, National Association

Chartered Bank Active FDIC Insured
Health Score
9.7 / 10

507 N Milwaukee Ave, Libertyville, IL 60048

Financial Overview

Total Assets $3.15B
Total Deposits $2.66B
Profitability (ROA) 1.47%
Shareholder Return (ROE) 15.99%
Capital Cushion (Eq/Assets) 9.28%
Established 10/10/1995

Financial Health Analysis

Libertyville Bank & Trust Company, National Association is a currently active commercial lending specialization banking institution headquartered in Libertyville, Illinois. Established in 10/10/1995, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Libertyville Bank & Trust Company, National Association manages $3.15B in total assets and holds $2.66B in customer deposits. When evaluating the stability of Libertyville Bank & Trust Company, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.28%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.47%, while its Return on Equity (ROE) sits at 15.99%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$332.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.libertyvillebank.com

FDIC Certificate #: 34073

Specialization: Commercial Lending Specialization

Location

507 N Milwaukee Ave

Libertyville, Illinois 60048

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