Old Plank Trail Community Bank, National Association
280 Veterans Pkwy, New Lenox, IL 60451
Financial Overview
Financial Health Analysis
Old Plank Trail Community Bank, National Association is a currently active commercial lending specialization banking institution headquartered in New Lenox, Illinois. Established in 03/16/2006, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Old Plank Trail Community Bank, National Association manages $3.32B in total assets and holds $2.89B in customer deposits. When evaluating the stability of Old Plank Trail Community Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.28%, while its Return on Equity (ROE) sits at 14.74%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$192.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.oldplanktrailbank.com
FDIC Certificate #: 58314
Specialization: Commercial Lending Specialization