Mission Bank

Chartered Bank Active FDIC Insured
Health Score
7.2 / 10

2439 Hualapai Mountain Rd, Kingman, AZ 86401

Financial Overview

Total Assets $182.2M
Total Deposits $168.4M
Profitability (ROA) 0.60%
Shareholder Return (ROE) 8.78%
Capital Cushion (Eq/Assets) 6.96%
Established 04/30/2001

Financial Health Analysis

Mission Bank is a currently active commercial lending specialization banking institution headquartered in Kingman, Arizona. Established in 04/30/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Mission Bank manages $182.2M in total assets and holds $168.4M in customer deposits. When evaluating the stability of Mission Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.96%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.60%, while its Return on Equity (ROE) sits at 8.78%. These metrics result in a moderate health score of 7.2 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$56.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://missionbankaz.com

FDIC Certificate #: 57137

Specialization: Commercial Lending Specialization

Location

2439 Hualapai Mountain Rd

Kingman, Arizona 86401

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