Zenith Bank & Trust

Zenith Bank & Trust is a currently active commercial lending specialization banking institution headquartered in Scottsdale, Arizona. Established in 10/02/2023, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Zenith Bank & Trust manages $122.6M in total assets and holds $99.3M in customer deposits. When evaluating the stability of Zenith Bank & Trust, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.60%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.11%, while its Return on Equity (ROE) sits at 0.57%. These figures yield a lower health score of 4.5 out of 10, indicating potential areas for operational improvement and tighter capital management.