Pinnacle Bank

Chartered Bank Active FDIC Insured
Health Score
9.7 / 10

1401 N St, Lincoln, NE 68508

Financial Overview

Total Assets $9.12B
Total Deposits $8.13B
Profitability (ROA) 1.45%
Shareholder Return (ROE) 15.24%
Capital Cushion (Eq/Assets) 9.31%
Established 01/01/1880

Financial Health Analysis

Pinnacle Bank is a currently active commercial lending specialization banking institution headquartered in Lincoln, Nebraska. Established in 01/01/1880, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Pinnacle Bank manages $9.12B in total assets and holds $8.13B in customer deposits. When evaluating the stability of Pinnacle Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.45%, while its Return on Equity (ROE) sits at 15.24%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$113.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.pinnbank.com

FDIC Certificate #: 10634

Specialization: Commercial Lending Specialization

Location

1401 N St

Lincoln, Nebraska 68508

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