Profile Bank

Profile Bank is a currently active commercial lending specialization banking institution headquartered in Rochester, New Hampshire. Established in 01/01/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Profile Bank manages $310.4M in total assets and holds $280.5M in customer deposits. When evaluating the stability of Profile Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.28%, while its Return on Equity (ROE) sits at 3.13%. These metrics result in a moderate health score of 5.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.