Sugar River Bank

Chartered Bank Active FDIC Insured
Health Score
7.5 / 10

10 N Main St, Newport, NH 03773

Financial Overview

Total Assets $416.5M
Total Deposits $358.4M
Profitability (ROA) 0.63%
Shareholder Return (ROE) 5.50%
Capital Cushion (Eq/Assets) 11.50%
Established 01/01/1895

Financial Health Analysis

Sugar River Bank is a currently active mortgage lending specialization banking institution headquartered in Newport, New Hampshire. Established in 01/01/1895, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Sugar River Bank manages $416.5M in total assets and holds $358.4M in customer deposits. When evaluating the stability of Sugar River Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.63%, while its Return on Equity (ROE) sits at 5.50%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$59.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.sugarriver.bank

FDIC Certificate #: 18028

Specialization: Mortgage Lending Specialization

Location

10 N Main St

Newport, New Hampshire 03773

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