Sterling Federal Bank, F.S.B.
Chartered Bank Active FDIC Insured
Health Score
3.2 / 10
110 E 4th St, Sterling, IL 61081
Financial Overview
Total Assets $501.1M
Total Deposits $412.0M
Profitability (ROA) -0.07%
Shareholder Return (ROE) -0.92%
Capital Cushion (Eq/Assets) 8.06%
Established 01/01/1885
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$45.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.sterlingfederal.com
FDIC Certificate #: 27664
Specialization: Commercial Lending Specialization