The Adirondack Trust Company
Chartered Bank Active FDIC Insured
Health Score
8.4 / 10
473 Broadway, Saratoga Springs, NY 12866
Financial Overview
Total Assets $1.76B
Total Deposits $1.54B
Profitability (ROA) 0.76%
Shareholder Return (ROE) 7.06%
Capital Cushion (Eq/Assets) 10.99%
Established 01/01/1901
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$118.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: adirondacktrust.com
FDIC Certificate #: 660
Specialization: Commercial Lending Specialization