The Farmers and Merchants State Bank
Chartered Bank Active FDIC Insured
Health Score
9.7 / 10
550 Main St, Scotland, SD 57059
Financial Overview
Total Assets $36.1M
Total Deposits $32.6M
Profitability (ROA) 1.35%
Shareholder Return (ROE) 13.77%
Capital Cushion (Eq/Assets) 9.37%
Established 03/06/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$32.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://wwwfmsbscotland.com
FDIC Certificate #: 13999
Specialization: Agricultural Specialization