The First Bank and Trust Company
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
359 W Main St, Lebanon, VA 24266
Financial Overview
Total Assets $4.15B
Total Deposits $3.69B
Profitability (ROA) 1.70%
Shareholder Return (ROE) 17.36%
Capital Cushion (Eq/Assets) 10.00%
Established 08/03/1979
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$108.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstbank.com
FDIC Certificate #: 22918
Specialization: Agricultural Specialization