The First National Bank of Groton
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
159 Main St, Groton, NY 13073
Financial Overview
Total Assets $212.5M
Total Deposits $184.4M
Profitability (ROA) 1.29%
Shareholder Return (ROE) 9.78%
Capital Cushion (Eq/Assets) 12.92%
Established 05/01/1865
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$92.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.grotonbank.com
FDIC Certificate #: 7085
Specialization: All Other Under 1 Billion