The State Bank
Chartered Bank Active FDIC Insured
Health Score
9.2 / 10
1902 Hill Ave, Spirit Lake, IA 51360
Financial Overview
Total Assets $91.4M
Total Deposits $83.7M
Profitability (ROA) 1.08%
Shareholder Return (ROE) 13.30%
Capital Cushion (Eq/Assets) 8.02%
Established 10/05/1928
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$41.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.statebankspiritlake.com
FDIC Certificate #: 13715
Specialization: All Other Under 1 Billion