The Watkins Savings Bank
Chartered Bank Active FDIC Insured
Health Score
6.7 / 10
202 1st St, Watkins, IA 52354
Financial Overview
Total Assets $87.3M
Total Deposits $75.7M
Profitability (ROA) 0.51%
Shareholder Return (ROE) 3.85%
Capital Cushion (Eq/Assets) 12.96%
Established 01/01/1892
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$75.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://watkinsbank.com
FDIC Certificate #: 18071
Specialization: Agricultural Specialization