CENTRAL TRUST CO

Holding Company

Headquarters: SIOUX FALLS, SD

RSSD ID: 1020920

Combined Portfolio

Banks Owned 2

Combined Assets $408.6M

Combined Deposits $371.8M

Weighted Avg. ROA 1.75% Range: 1.47% – 2.03%

Total Branches 10

States Present 2

Aggregation Note: Combined metrics are calculated from the individual FDIC filings of each chartered bank listed below. The weighted average ROA uses each bank's total assets as the weighting factor, giving larger subsidiaries proportionally more influence on the overall figure. ROA across owned banks ranges from 1.47% to 2.03%.

Chartered Banks Owned (2)

Chartered Bank

Central Bank and Trust

9.4

285 Main St, Lander, WY Assets: $207.0M

Chartered Bank

Grand Marais State Bank

9.3

211 E Highway 61, Grand Marais, MN Assets: $201.5M

Geographic Presence

MinnesotaWyoming