22nd State Banking Company
Chartered Bank Active FDIC Insured
Health Score
5.6 / 10
51 Saint Joseph St, Mobile, AL 36602
Financial Overview
Total Assets $271.9M
Total Deposits $223.9M
Profitability (ROA) 0.31%
Shareholder Return (ROE) 2.37%
Capital Cushion (Eq/Assets) 13.03%
Established 01/01/1917
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$56.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.22ndstatebank.com
FDIC Certificate #: 16910
Specialization: Commercial Lending Specialization