Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
8.7 / 10
2 1st St Ne, Lafayette, AL 36862
Financial Overview
Total Assets $305.6M
Total Deposits $276.5M
Profitability (ROA) 1.07%
Shareholder Return (ROE) 15.72%
Capital Cushion (Eq/Assets) 6.74%
Established 01/30/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$92.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmlafayette.com
FDIC Certificate #: 13887
Specialization: All Other Under 1 Billion