Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
9.0 / 10
112 E Ladiga St, Piedmont, AL 36272
Financial Overview
Total Assets $311.8M
Total Deposits $277.6M
Profitability (ROA) 0.84%
Shareholder Return (ROE) 8.18%
Capital Cushion (Eq/Assets) 10.33%
Established 04/12/1915
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.FandM.bank
FDIC Certificate #: 1735
Specialization: Commercial Lending Specialization