American Pride Bank
4740 Log Cabin Dr, Macon, GA 31204
Financial Overview
Financial Health Analysis
American Pride Bank is a currently active commercial lending specialization banking institution headquartered in Macon, Georgia. Established in 12/12/2007, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, American Pride Bank manages $810.7M in total assets and holds $682.1M in customer deposits. When evaluating the stability of American Pride Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.84%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.57%, while its Return on Equity (ROE) sits at 4.33%. These metrics result in a moderate health score of 7.0 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$136.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.americanpridebank.com
FDIC Certificate #: 58584
Specialization: Commercial Lending Specialization