Capital Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

2275 Research Blvd, Rockville, MD 20850

Financial Overview

Total Assets $3.76B
Total Deposits $3.31B
Profitability (ROA) 1.16%
Shareholder Return (ROE) 12.56%
Capital Cushion (Eq/Assets) 9.06%
Established 12/14/1999

Financial Health Analysis

Capital Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Rockville, Maryland. Established in 12/14/1999, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Capital Bank, National Association manages $3.76B in total assets and holds $3.31B in customer deposits. When evaluating the stability of Capital Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.06%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.16%, while its Return on Equity (ROE) sits at 12.56%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$414.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.capitalbankmd.com

FDIC Certificate #: 35278

Specialization: Commercial Lending Specialization

Location

2275 Research Blvd

Rockville, Maryland 20850

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