Shore United Bank, National Association
18 E Dover St, Easton, MD 21601
Financial Overview
Financial Health Analysis
Shore United Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Easton, Maryland. Established in 06/01/1876, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Shore United Bank, National Association manages $6.20B in total assets and holds $5.49B in customer deposits. When evaluating the stability of Shore United Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.65%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.22%, while its Return on Equity (ROE) sits at 11.61%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$137.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: shoreunitedbank.com
FDIC Certificate #: 4832
Specialization: Commercial Lending Specialization