Chelsea State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1010 S Main St, Chelsea, MI 48118
Financial Overview
Total Assets $422.3M
Total Deposits $373.1M
Profitability (ROA) 1.29%
Shareholder Return (ROE) 11.52%
Capital Cushion (Eq/Assets) 10.86%
Established 12/17/1897
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$93.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.chelseastate.bank
FDIC Certificate #: 14009
Specialization: Commercial Lending Specialization