The Shelby State Bank
Chartered Bank Active FDIC Insured
Health Score
8.6 / 10
242 N Michigan Ave, Shelby, MI 49455
Financial Overview
Total Assets $391.5M
Total Deposits $346.4M
Profitability (ROA) 0.80%
Shareholder Return (ROE) 9.88%
Capital Cushion (Eq/Assets) 8.05%
Established 03/02/1910
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$34.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.shelbybank.com
FDIC Certificate #: 10157
Specialization: Commercial Lending Specialization