Upper Peninsula State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
430 N Lincoln Rd, Escanaba, MI 49829
Financial Overview
Total Assets $371.0M
Total Deposits $298.5M
Profitability (ROA) 1.28%
Shareholder Return (ROE) 9.96%
Capital Cushion (Eq/Assets) 12.85%
Established 01/01/1902
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.upstatebank.net
FDIC Certificate #: 1090
Specialization: Commercial Lending Specialization