First Community Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
200 E Main St, Harbor Springs, MI 49740
Financial Overview
Total Assets $414.0M
Total Deposits $356.0M
Profitability (ROA) 1.89%
Shareholder Return (ROE) 19.08%
Capital Cushion (Eq/Assets) 9.74%
Established 11/01/1905
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$35.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstcb.com
FDIC Certificate #: 13179
Specialization: Commercial Lending Specialization