Citizens Federal Savings and Loan Association

Chartered Bank Active FDIC Insured
Health Score
4.8 / 10

433 Madison Ave, Covington, KY 41011

Financial Overview

Total Assets $40.6M
Total Deposits $26.8M
Profitability (ROA) 0.21%
Shareholder Return (ROE) 0.74%
Capital Cushion (Eq/Assets) 27.85%
Established 01/01/1886

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$26.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.citizens-federal.com

FDIC Certificate #: 27841

Specialization: Mortgage Lending Specialization

Location

433 Madison Ave

Covington, Kentucky 41011

Open in Google Maps →

Map