Home Savings Bank, FSB
Chartered Bank Active FDIC Insured
Health Score
4.0 / 10
202 Elm St, Ludlow, KY 41016
Financial Overview
Total Assets $27.2M
Total Deposits $19.8M
Profitability (ROA) -1.13%
Shareholder Return (ROE) -9.98%
Capital Cushion (Eq/Assets) 11.08%
Established 01/01/1941
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$19.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.homesavingsbanknky.com
FDIC Certificate #: 31723
Specialization: Mortgage Lending Specialization