First Federal Savings and Loan Association

Chartered Bank Active FDIC Insured
Health Score
6.6 / 10

211 W Main St, Morehead, KY 40351

Financial Overview

Total Assets $40.8M
Total Deposits $29.9M
Profitability (ROA) 0.62%
Shareholder Return (ROE) 2.39%
Capital Cushion (Eq/Assets) 25.76%
Established 08/12/1963

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$29.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.firstfederalmorehead.com

FDIC Certificate #: 31409

Specialization: Commercial Lending Specialization

Location

211 W Main St

Morehead, Kentucky 40351

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