Farmers & Merchants Bank of Central California
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
121 W Pine St, Lodi, CA 95240
Financial Overview
Total Assets $5.84B
Total Deposits $5.12B
Profitability (ROA) 1.71%
Shareholder Return (ROE) 14.93%
Capital Cushion (Eq/Assets) 11.37%
Established 05/24/1916
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$150.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmbonline.com
FDIC Certificate #: 1331
Specialization: Agricultural Specialization