Fremont Bank
39150 Fremont Blvd, Fremont, CA 94538
Financial Overview
Financial Health Analysis
Fremont Bank is a currently active commercial lending specialization banking institution headquartered in Fremont, California. Established in 09/03/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Fremont Bank manages $5.92B in total assets and holds $5.27B in customer deposits. When evaluating the stability of Fremont Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.83%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.17%, while its Return on Equity (ROE) sits at 15.03%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$229.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fremontbank.com
FDIC Certificate #: 19222
Specialization: Commercial Lending Specialization