Westamerica Bank

Westamerica Bank is a currently active all other over 1 billion banking institution headquartered in San Rafael, California. Established in 02/24/1884, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Westamerica Bank manages $5.83B in total assets and holds $4.79B in customer deposits. When evaluating the stability of Westamerica Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.55%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.82%, while its Return on Equity (ROE) sits at 17.23%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.