First State Bank
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
19230 State Route 136, Winchester, OH 45697
Financial Overview
Total Assets $1.19B
Total Deposits $1.08B
Profitability (ROA) 1.15%
Shareholder Return (ROE) 13.21%
Capital Cushion (Eq/Assets) 8.59%
Established 01/01/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$60.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.