The Richwood Banking Company
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
28 N Franklin St, Richwood, OH 43344
Financial Overview
Total Assets $1.27B
Total Deposits $1.13B
Profitability (ROA) 1.13%
Shareholder Return (ROE) 11.92%
Capital Cushion (Eq/Assets) 9.40%
Established 07/01/1867
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$125.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.richwoodbank.com
FDIC Certificate #: 12978
Specialization: Commercial Lending Specialization