The Merchants National Bank
Chartered Bank Active FDIC Insured
Health Score
9.7 / 10
100 N High St, Hillsboro, OH 45133
Financial Overview
Total Assets $1.34B
Total Deposits $1.17B
Profitability (ROA) 1.07%
Shareholder Return (ROE) 11.70%
Capital Cushion (Eq/Assets) 9.19%
Established 12/25/1879
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$68.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.merchantsnat.com
FDIC Certificate #: 6605
Specialization: Commercial Lending Specialization