South Ottumwa Savings Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
320 Church St, Ottumwa, IA 52501
Financial Overview
Total Assets $536.1M
Total Deposits $445.7M
Profitability (ROA) 1.36%
Shareholder Return (ROE) 9.57%
Capital Cushion (Eq/Assets) 14.11%
Established 01/01/1903
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$74.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.