Central State Bank
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
11025 Highway 25, Calera, AL 35040
Financial Overview
Total Assets $778.3M
Total Deposits $698.9M
Profitability (ROA) 1.93%
Shareholder Return (ROE) 20.24%
Capital Cushion (Eq/Assets) 9.45%
Established 02/05/1916
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$99.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.centralstatebank.com
FDIC Certificate #: 72
Specialization: Commercial Lending Specialization