First Southern State Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
80 Bank St, Stevenson, AL 35772
Financial Overview
Total Assets $884.2M
Total Deposits $799.6M
Profitability (ROA) 1.41%
Shareholder Return (ROE) 16.01%
Capital Cushion (Eq/Assets) 8.82%
Established 10/01/1910
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$72.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fssbank.com
FDIC Certificate #: 2829
Specialization: Commercial Lending Specialization