First Metro Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
406 Avalon Ave, Muscle Shoals, AL 35661
Financial Overview
Total Assets $1.01B
Total Deposits $895.0M
Profitability (ROA) 1.57%
Shareholder Return (ROE) 14.50%
Capital Cushion (Eq/Assets) 10.88%
Established 11/07/1988
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$81.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.firstmetro.com
FDIC Certificate #: 27381
Specialization: Commercial Lending Specialization