West Alabama Bank & Trust
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
509 1st Ave W, Reform, AL 35481
Financial Overview
Total Assets $928.2M
Total Deposits $808.1M
Profitability (ROA) 1.28%
Shareholder Return (ROE) 12.98%
Capital Cushion (Eq/Assets) 10.35%
Established 07/29/1944
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$50.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.wabt.com
FDIC Certificate #: 16175
Specialization: Commercial Lending Specialization